Archive for Regulations

Does “Going Green” Really Mean Large Savings?

While many have mocked the promotion of “Green” issues designed to help the environment and improve standards of living, does “Going Green” really equate to massive savings for the consumer?

Read the rest of this entry »

Watch Out For The Increase In “Inland Revenue” Email Frauds

HM Revenue and Customs (HMRC) have taken the very unusual step of warning the public about a massive increase in the number of frauds pertaining to be from HMRC. Currently there are at least 8 known fraudulent emails doing the rounds, using a selection of false claims to attempt to obtain vital personal information.

Read the rest of this entry »

Do HIPs Need Replaced Already?

In what is a worrying sign of the problems associated with the Home Information Packs (HIPs), which the government are trying to force upon the property market, it has been revealed that there is a legal loophole which may allow homes to be sold without a pack in place. More problems for the government as this debacle is quickly turning into a comedy of errors!

Read the rest of this entry »

Will We See A New Taxation Policy Under Gordon Brown?

There is much speculation in political circles at to whether Gordon Brown will use his forthcoming appointment as Prime Minister to distance himself from the past and take Labour back to the people.

How ironic it would be if the new leader chose to reduce the taxation burden on the UK population, when he has been responsible for some of the largest tax hikes in UK history. Can he really let go of the Treasury reigns when he moves?

Read the rest of this entry »

Joint Mortgages And The Risks If You Split Up

The majority of mortgages in the UK are in joint names, but it seems that old small print clauses from years gone by have not been removed. The clauses refer to the liability for payment of outstanding debts if a share of the property is used as collateral for a loan. The problem comes whereby the other party to the mortgage is unaware of the loan against the property.

Read the rest of this entry »

HIPs And The Rush To Sell

It has emerged that the debacle which is Home Information Packs (HIPs) may have had more of an impact upon the housing market than first thought. Data from the last two months has shown an unexplained rise in the number of homes for sale, against historic trends and totally unexpected. Did the HIPs situation play a part?

Read the rest of this entry »