Archive for February, 2007

Please Mr Brown, Can We Have Some More? Budget Special

As Gordon Brown continues with plans for his 11th, and what seem certain to be his last budget as Chancellor of The Exchequer on 21st March (prior to his much rumoured move to Number 10 Downing Street), many people believe that it will be “business as usual”. 

Throughout his tenure as head of the Treasury, Mr Brown has been renowned for his no nosense approach, tightening the fiscal belt where required, and investing in the country when possible.  It appears that his last budget will set out his plans for the next 3 fiscal years, thereby effectively creating a “straight jacket” for the next Chancellor.

Read the rest of this entry »

Overdraft, Loan Or Credit Card?

It seems that everywhere we turn at the moment we are being subjected to some kind of financial promotion, whether a credit card application through the post, loan advertising on the television or the banks trying to “give away” an overdraft facility.  Sometimes it can all become a little complicated, and it can be difficult to think which form of credit best suits each financial situation.

When considering either an Overdraft, Loan or Credit Card you may wish to consider the following :-

Read the rest of this entry »

MPs Put Travel Insurance Under The Microscope

As the summer approaches many of us will hopefully be looking forward to that well earned break, and taking out standard travel insurance to ensure that we are covered should any mishaps happen while overseas.  However, are you sure that you understand what you are covered for?

Read the rest of this entry »

The Perks Of Holding Shares

While there are obviously potential financial rewards when investing in shares, some of the companies actually offer a selection of perks to shareholders.  Even though these are not the only reason to invest your money, they can be a useful bonus for many.  Some of the perks available include :-

British Airways

For investors who have a holding of at least 200 shares, British Airways will offer a 10% discount on one flight a year (for up to 5 people), booked through British Airways.  The perk is limited to leisure flights from or within the UK, and has proved very popular in the past.

Read the rest of this entry »

A Debt Map Of The UK - Are You At Risk?

While we are all aware of the famous “north, south divide”, the BBC have been working in conjunction with Credit Referencing Agency, Experian, to put together a “Debt Map” of the UK. The map is available by clicking HERE and gives a great insight into how wealth (and the lack of it) is spread across the country.

Read the rest of this entry »

Inheritance Tax - The Creeping Threat

A recent report by the Halifax has highlighted the growing threat of Inheritance Tax (IHT), which is slowly but surely engulfing more and more of the population. Even though the government still insist that less than 6% of all Estates will incur Inheritance Tax duty, the signs are that this figure is rising all of the time - fuelled by the housing market.

Read the rest of this entry »